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Active NEW!
$400,000
/mo Edit
Single Family:  2 Stories
5 br • 4 ba • Built 1996
3,432 sqft • 0.4 acres
St. Cloud schools
MLS# 7040933
Open House
         10a - 12p
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    Property Description

    Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout. The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard. Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms. The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage. Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation. Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.

    Listing

    Contingency: None
    Price per sq ft: $117
    City: Saint Cloud
    County: Stearns
    State: MN
    Property Style: 2 Stories
    Zip Code: 56303
    Subdivision Name: Mill Creek

    Interior

    Living Area: 3,432 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Disposal
    • Gas Water Heater
    • Microwave
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    Fireplace Details:
    • Amusement Room
    • Family Room
    • Gas
    Basement Details:
    • Block
    • Egress Window(s)
    • Finished
    • Full
    • Kitchenette
    • Sump Pump

    Exterior

    Stories: Two
    Garage Spaces: 3
    Garage Size: 792 ft2
    Air Conditioning: Central Air
    Foundation Size: 1,260 ft2
    Fencing: Invisible
    Handicap Accessible: None
    Out Buildings: Gazebo
    Heating System: Forced Air
    Parking Features:
    • Attached Garage
    • Concrete
    • Garage Door Opener
    Shared Amenities: Other
    Unit Amenities:
    • Ceiling Fan(s)
    • Deck
    • Exercise Room
    • Hardwood Floors
    • Kitchen Window
    • Patio
    • Porch
    • Primary Bedroom Walk-In Closet
    • Tile Floors
    • Walk-In Closet
    • Washer/Dryer Hookup
    • Wet Bar
    Pool: Shared
    Roof Details:
    • Age Over 8 Years
    • Asphalt

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: 1
    3/4 Baths: 2
    Bathroom Details:
    • 3/4 Basement
    • Bathroom Ensuite
    • Double Sink
    • Full Primary
    • Main Floor 1/2 Bath
    • Private Primary
    • Separate Tub & Shower
    • Upper Level 3/4 Bath
    • Upper Level Full Bath
    • Walk-In Shower Stall
    Dining/Kitchen:
    • Breakfast Bar
    • Kitchen/Dining Room
    • Separate/Formal Dining Room
    Laundry:
    • Electric Dryer Hookup
    • Laundry Room
    • Main Level
    • Sink
    • Washer Hookup
    Upper Level Size Sq Ft
    Bedroom  11 x 13  143 
    Bedroom 4  13 x 12  156 
    Bedroom 2  14 x 12  168 
    Bedroom 3  10 x 13  130 
    Main Level Size Sq Ft
    Deck  19 x 17  323 
    Dining Room  11 x 12  132 
    Dining Room  10 x 14  140 
    Family Room  14 x 13  182 
    Kitchen  12 x 11  132 
    Laundry  9 x 8  72 
    Living Room  11 x 13  143 
    Office  11 x 9  99 
    Patio  14 x 16  224 
    Porch  17 x 8  136 
    Screened Porch  15 x 15  225 
    Lower Level Size Sq Ft
    Exercise Room  10 x 13  130 
    Bedroom 5  11 x 11  121 
    Flex Room  9 x 9  81 
    Recreation Room  36 x 13  468 

    Lake & Waterfront

    Waterfront Present: N

    Lot & Land

    Acres: 0.4
    Geolocation: 45.587605, -94.181083
    Lot Dimensions: 121 x 164 x 80 x 174
    Zoning: Residential-Single Family
    Lot Description: Tree Coverage - Medium

    Schools

    School District: 742
    District Phone: 3202539333

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $5,682
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $5,682
    Association Fee Required: Yes
    Association Fee: $600
    Association Fee Frequency: Annually
    Association Fee Includes: Shared Amenities
    Association Company: Mill Creek HOA
    Association Company Number: 3202923766

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

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    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
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    Listing provided by RMLS, courtesy of Keller Williams Classic Rlty NW.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.