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$399,000
/mo Edit
Single Family:  1 Story
3 br • 2 ba • Built 1961
2,715 sqft • 0.79 acres
St. Cloud schools
MLS# 6630535
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    Property Description

    Located on a picture perfect, flat lot with 150 feet of prime Mississippi Riverfront access, this beautiful fully updated home is waiting for you! With the shoreline just steps away, this 0.79 acre lot is a haven for fishing enthusiasts and nature lovers alike. The lot isnâ??t the only great thing about this property though - from top to bottom, this home has been completely updated, including major upgrades like a new well and septic system, furnace & AC, new plumbing, stainless appliances, paint & flooring - ensuring worry-free living for years to come. Youâ??ll even find two elegantly remodeled and beautifully tiled bathrooms. With over 2, 700 square feet of thoughtfully designed living space, this home offers plenty of room for family and guests. The spacious layout includes generous living areas, including 3 bedrooms on the main level. Thereâ??s the potential to add a 4th bedroom downstairs as well. The beautiful back porch is the perfect place to unwind and enjoy breathtaking sunsets over the river. Located just a short drive from St. Cloud, youâ??ll feel like youâ??re in your own private sanctuary while still having easy access to local conveniences. There are simply too many updates to listâ??this is a must-see property!

    Listing

    Contingency: None
    Price per sq ft: $147
    City: Saint Cloud
    County: Sherburne
    State: MN
    Property Style: 1 Story
    Zip Code: 56304
    Subdivision Name: River Haven

    Interior

    Living Area: 2,715 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Disposal
    • Double Oven
    • Dryer
    • Exhaust Fan
    • Gas Water Heater
    • Range
    • Stainless Steel Appliances
    • Washer
    Fireplace Details:
    • Brick
    • Family Room
    • Gas
    Basement Details:
    • Finished
    • Full
    • Walkout

    Exterior

    Stories: One
    Garage Spaces: 2
    Garage Dimensions: 22x23
    Garage Size: 530 ft2
    Air Conditioning: Central Air
    Foundation Size: 1,432 ft2
    Handicap Accessible: None
    Out Buildings: Storage Shed
    Heating System: Forced Air
    Parking Features:
    • Asphalt
    • Attached Garage
    Unit Amenities:
    • Ceiling Fan(s)
    • Kitchen Window
    • Main Floor Primary Bedroom
    • Sun Room
    Exterior Material: Steel Siding

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: None
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Main Floor Full Bath
    Dining/Kitchen: Informal Dining Room
    Main Level Size Sq Ft
    Living Room  22 x 12  264 
    Dining Room  10 x 13  130 
    Kitchen  16 x 13  208 
    Bedroom 1  19 x 14  266 
    Bedroom 2  15 x 8  120 
    Bedroom 3  12 x 12  144 
    Lower Level Size Sq Ft
    Family Room  41 x 18  738 
    Recreation Room  30 x 19  570 
    Patio  15 x 12  180 
    Screened Porch  21 x 12  252 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront Name: Mississippi River
    Waterfront View: River, South
    DNR Lake ID#: S9990839
    WF Frontage: 151
    Waterfront Slope: Gradual
    Lake Chain Name: N
    Lake Acres: 0
    Lake Depth: 0
    Waterfront: River Front

    Lot & Land

    Acres: 0.79
    Geolocation: 45.483157, -94.125094
    Lot Dimensions: 228 x 151 x 202 x 133
    Zoning: Residential-Single Family
    Lot Description: Accessible Shoreline

    Schools

    School District: 742
    District Phone: 320-253-9333

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $2,918
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $2,918
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System:
    • Private Sewer
    • Septic System Compliant - Yes
    Water System:
    • Private
    • Well

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Freeman Real Estate.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.