My notes for this property


Add listing to my favorites (required)
Active
$475,000
/mo Edit
Condo/Townhome:  Detached
3 br • 3 ba • Built 2016
2,868 sqft • 0.09 acres
Anoka-Hennepin schools
MLS# 6624619
My rating:
Request a Showing  
Agent
Ask the Agent

Ask the Agent

    Property inquiries submitted online are continually monitored to provide the best possible service.







    Thank You!

    An agent will be in contact with you soon to answer your question.

    Property Description

    Welcome Downsizers! This most adorable one-level detached townhome features a rare 3-stall garage and a full basement! Enjoy maintenance-free living in the sought after neighborhood of Cottages of Heritage Oaks. Originally a builderâ??s model, this light and bright home is filled with thoughtfully chosen upgrades, large windows, and an open main floor plan. Imagine cozy evenings by one of the two stone fireplaces, cooking in the granite kitchen and entertaining effortlessly in the fully finished bsmnt w/ a wet bar. Kitchen features pantry, tile backsplash, pull-out drawers. Enjoy meals in the charming 4-season porch, where a vaulted ceiling and natural light create the perfect environment. The primary BR is a tranquil escape, featuring a box-vaulted ceiling for added charm. Office could be used as 3rd BR. This lifestyle is designed for comfort and ease - HOA covers mow, snow and trash removal. Home is still covered under builders 10-year structural warranty. Seller is willing to have optional 4th BR finished prior to closing. Schedule your showing today and make this enchanting cottage your own!

    Listing

    Contingency: None
    Price per sq ft: $166
    City: Ham Lake
    County: Anoka
    State: MN
    Property Style: Detached
    Zip Code: 55304
    Subdivision Name: Cottages Of Heritage Oaks

    Interior

    Living Area: 2,868 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Disposal
    • Dryer
    • Electric Water Heater
    • Exhaust Fan
    • Microwave
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
    • Water Softener Owned
    Fireplace Details:
    • Family Room
    • Gas
    • Living Room
    Basement Details:
    • Concrete
    • Daylight/Lookout Windows
    • Drain Tiled
    • Finished
    • Full
    • Storage Space
    • Sump Pump

    Exterior

    Stories: One
    Garage Spaces: 3
    Garage Dimensions: 30x21
    Garage Size: 630 ft2
    Air Conditioning: Central Air
    Foundation Size: 1,666 ft2
    Handicap Accessible: Hallways 42"+
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features:
    • Asphalt
    • Attached Garage
    • Finished Garage
    • Garage Door Opener
    Shared Amenities: In-Ground Sprinkler System
    Unit Amenities:
    • Ceiling Fan(s)
    • Deck
    • French Doors
    • In-Ground Sprinkler
    • Kitchen Center Island
    • Kitchen Window
    • Main Floor Primary Bedroom
    • Paneled Doors
    • Patio
    • Porch
    • Primary Bedroom Walk-In Closet
    • Sun Room
    • Vaulted Ceiling(s)
    • Walk-In Closet
    • Wet Bar
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    • Storm Sewer
    • Street Lights
    Exterior Material:
    • Brick/Stone
    • Fiber Cement
    • Vinyl Siding
    Roof Details:
    • Age Over 8 Years
    • Architectural Shingle
    • Asphalt
    • Pitched

    Rooms

    1/4 Baths: None
    Full Baths: 2
    Half Baths: 1
    3/4 Baths: None
    Bathroom Details:
    • Double Sink
    • Full Basement
    • Full Primary
    • Main Floor 1/2 Bath
    • Main Floor Full Bath
    • Private Primary
    • Separate Tub & Shower
    • Walk-In Shower Stall
    Dining/Kitchen:
    • Breakfast Bar
    • Informal Dining Room
    Main Level Size Sq Ft
    Living Room  15 x 23  345 
    Dining Room  13 x 9  117 
    Kitchen  12 x 13  156 
    Bedroom 1  16 x 13  208 
    Bedroom 2  11 x 12  132 
    Laundry  9 x 11  99 
    Foyer  7 x 16  112 
    Garage  30 x 21  630 
    Lower Level Size Sq Ft
    Bedroom 3  14 x 15  210 
    Basement Level Size Sq Ft
    Recreation Room  32 x 41  1,312 
    Storage  21 x 12  252 

    Lot & Land

    Acres: 0.09
    Geolocation: 45.222007, -93.229426
    Lot Dimensions: NE44 x 85
    Restrictions:
    • Architecture Committee
    • Easements
    • Mandatory Owners Assoc
    • Pets - Cats Allowed
    • Pets - Dogs Allowed
    Zoning: Residential-Single Family
    Lot Description: Tree Coverage - Light

    Schools

    School District: 11
    District Phone: 763-506-1000

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $3,719
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $3,743
    Association Fee Required: Yes
    Association Fee: $162
    Association Fee Frequency: Monthly
    Association Fee Includes:
    • Lawn Care
    • Professional Mgmt
    • Snow Removal
    Association Company: Cottages Of Heritage Oaks
    Association Company Number: 612-889-2361

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: Private Sewer
    Water System: Well

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

    Apply Online     Home Purchase Qualifier     Refinance Rate Checker    

    Listing provided by RMLS, courtesy of Counselor Realty, Inc..
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.