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$239,900
/mo Edit
Multi-family:  Duplex Up and Down
Built 1889
1,425 sqft • 0.15 acres
St. Paul schools
MLS# 6584650
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    Property Description

    GREAT opportunity for investors OR owner occupied. ! Cash-flowing duplex with a strong rental history located in convenient access to public transportation and shopping. 3 bedroom and 2 bedroom. Both units are tenant occupied with leases. Taxes are qualified through the Ramsey County Tax Program which mush be renewed year. The property is being sold as is. Kindly be respectful of current tenants; 24 hour notice required for all showings. 3 bed rent changing on or about 11/1 to $1987. Tenants moving .

    Listing

    Contingency: None
    Price per sq ft: $168
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55106
    Neighborhood/Area: Payne-Phalen
    Subdivision Name: Auditors Sub 7

    Interior

    Living Area: 1,425 ft2
    Ranges: Two
    Refrigerators: Two
    Basement Details:
    • Full
    • Unfinished

    Exterior

    Stories: Two
    Garage Spaces: 0
    Foundation Size: 664 ft2
    Fencing: None
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Gravity
    Parking Features: On-Street Parking Only
    Shared Amenities: None
    Road Frontage:
    • City Street
    • Curbs
    • Sidewalks
    Exterior Material: Vinyl Siding
    Roof Details: Age Over 8 Years

    Lot & Land

    Acres: 0.15
    Geolocation: 44.968442, -93.060542
    Lot Dimensions: 50 x 132
    Zoning: Residential-Multi-Family
    Lot Description: Tree Coverage - Light

    Farm

    Topography: Level

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: $1,279
    Annual Maintenance Expense: $600
    Annual Gross Expense: $6,191
    Annual Trash Expense: $812
    Annual Water/Sewer Expense: $809
    Tenant Expenses: Electricity, Fuel, Grounds Care, Snow Removal

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $2,626
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $2,626

    Income

    Annual Gross Income: $43,308

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Cardinal Realty Co..
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.