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Active Contingent
$324,500
/mo Edit
Multi-family:  Duplex Up and Down
Built 1896
2,083 sqft • 0.12 acres
St. Paul schools
MLS# 6583442
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    Property Description

    Large brick duplex available in St. Paul's Payne Phalen neighborhood. Great location one block off of Payne Avenue near many shops and restaurants. Both units are 3 bedroom 1 bathroom. Both units come with fresh updates ready for new occupants. Utilities are separated per units and common spaces. Common access basement has laundry for occupants and a huge open concept with high ceilings for future expansion potential. Potential for 3rd unit. Refinished hardwood floors throughout both units and common hallway. Both units have spacious open concepts and recently updated bathroom and kitchen features. 2 car garage, exterior painted 2023, fresh paint throughout units and all common areas. Strong, sturdy, fortress of a building with lots of charm. Huge income potential for investors and owner occupants alike. Turn-key property with very little deferred maintenance and room for equitable expansion. The best of all worlds. MUST SEE.

    Listing

    Contingency: Inspection
    Price per sq ft: $156
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55130
    Neighborhood/Area: Payne-Phalen
    Subdivision Name: Arlington Hills Add B40&45-49

    Interior

    Living Area: 2,083 ft2
    Basement Details:
    • Full
    • Unfinished

    Exterior

    Stories: Two
    Garage Spaces: 2
    Garage Dimensions: 24x20
    Garage Size: 480 ft2
    Foundation Size: 1,094 ft2
    Handicap Accessible: None
    Heating System: Baseboard
    Exterior Material: Brick/Stone

    Lot & Land

    Acres: 0.12
    Geolocation: 44.970493, -93.075118
    Lot Dimensions: 40 x 125

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Gross Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None

    Financial & Taxes

    Tax Year: 2023
    Annual Taxes: $4,156
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $4,492

    Income

    Annual Gross Income: None

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Bridge Realty, LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.